Rating and product-configuration engine used to modernize and extend insurance core systems.
Insurance APIs & MCP servers in Europe — 87 listed
Insurance APIs and MCP servers listed as available to insurers and distributors operating across Europe, spanning the full value chain from product design to claims. Each listing shows its claim status, data source, and last-updated freshness — nothing here is verified or endorsed.
Showing 1–24 of 87
Sort order never implies endorsement. Read the neutrality charter
Results
Post-restructuring asset-light MGA/distribution platform; core markets AT/NL/CH; €151M refinancing (2025)
API layer letting insurers launch embedded products inside partner journeys; 100+ products shipped
Embedded insurance API (DE)
hepster
API-first embedded cover for e-commerce/mobility partners
Commercial distribution platform (DE)
Thinksurance
Advisory + placement platform digitizing German commercial insurance for brokers/banks
Digital MGA→carrier (DE/EU)
Getsafe
App-native personal-lines insurer for young consumers; DE licence; UK/FR/AT footprint
E-commerce embedded pioneer
Simplesurance
Checkout-embedded protection across EU platforms; acquired by Allianz X (2022) into Allianz Direct
Insurance decisioning AI
Shift Technology
Fraud detection, claims automation and underwriting risk decisioning used by 100+ insurers globally
Actuarial pricing AI
Akur8
Transparent ML pricing (risk modeling) adopted by 250+ carriers; strong US expansion
API-driven white-label capacity powering 100+ insurtechs/brands across Europe
Parametric corporate risk
Descartes Underwriting
Data-driven parametric covers for corporates; global expansion incl. US/APAC
French carrier providing capacity + program tooling/APIs for brokers & MGAs
Sales/recommendation AI embedded in insurer & bank advisory channels
Health claims AI
Qantev
AI claims decisioning and network optimization for health insurers (EU/ME/Asia)
SME insurance robo-brokerage
+Simple
Digital brokerage platform aggregating SME programs across FR/DE/IT
Embedded affinity products for EU retailers/platforms
Pan-European embedded insurance APIs/orchestration (Revolut, Deliveroo heritage); 32 countries
Trust-automation suite: application fraud, claims fraud, SIU casework for P&C carriers worldwide
Digital SME MGA (NL/EU)
Insify
Digital-first SME insurance with API distribution; Munich Re capacity
Motor claims network platform
Openclaims
Claims repair-network orchestration SaaS for insurers/fleets
Open insurance data APIs
Insurely
Consumer-permissioned insurance data aggregation APIs (the 'open insurance' rail) for EU banks & insurers
Embedded micro-insurance for circular-economy marketplaces in the Nordics
Mobile microinsurance (emerging markets)
BIMA (Milvik)
Mobile-delivered micro-insurance & health across Africa/Asia; 35M+ customers lifetime
Bancassurance embedded connector
Penni.io
Embedded distribution connector between insurers and banks/brands (Nordics/EU)